The Industrial and Utility Pension and Annuity Fund  is a retirement plan established to provide you with a continuing monthly income after retirement. The plan also provides an annuity benefit.

This site area summarizes the provisions of the Pension Plan to help you understand them more readily.

As you review them, please take time to visit the Social Security Administration's Web site and some of the investment education sites. It is very important for you to understand that the benefits provided under this plan will only replace part of your pre-retirement income. Your pension and annuity benefits alone may not be enough to provide adequate income for you and your family after you retire. You should learn how Social Security works and how to develop a savings plan for your retirement. Start saving now to make your retirement even more enjoyable.

The full pension document governs if there is a conflict between this site's summary and that document. You can get a copy of the full Pension Plan from the fund office.